The internet is evolving very and fast and many businesses are taking advantage of its great malleability to provide people with an online counterpart to what was originally a “brick and mortar” service. The insurance industry has embraced the internet completely and has used it as a tool to provide consumers with an avenue to provide goo insurance-related services.
But there are still some consumers who may not be totally convinced that using the internet for their insurance needs is really the way to go. If you’re one of these people and you still need some convincing, here are some of the reasons why you should shop online for your home insurance:
The “traditional” way of getting home insurance quotes from insurance companies would entail taking out the phonebook, calling different companies over the phone and then asking for quotes. The quotes are not given to you over the phone, it will come in either of two ways – through the mail, or the company will send an insurance agent to your home and then present your quote AND a sales pitch. It’s time consuming and, in the case of the insurance agent visits, bothersome.
Shopping online for home insurance simply means having to go to different insurance websites and getting a quote that is presented to you immediately. There are even aggregator sites that will give you quotes from different companies all at once. That’s convenience.
You find the best deals
It’s easier to find the lowest rates when you’re shopping online because the information is right there for the taking. You can use search engines, visit forums or sites dedicated to insurance concerns. It’s so easy to manage everything and you don’t need to spend any extra money tracking down those quotes (like going to offices).
Experts are at your fingertips
If you have any questions or concerns related to home insurance there is a wealth of information you can get online. Many insurance companies have insurance experts on hand who can help you with your questions. There is also huge community of people who talk about insurance matters in different websites and online forums. Your questions are readily answered with good information and even sage advice from both experts and actual homeowners.
It’s totally free
Getting a quote online is totally free. There are some companies that charge a small fee for quotes, especially aggregated quotes. But by shopping online you eliminate that cost. The advice and information you get from insurance experts online is also free. The same with the information you get when you join online communities.
About The Author
John has been writing about business and finance for both online and traditional media. He recently bought a house for his family and used Alberta home insurance.